GAME. LEARN. EARN.™️
Future-Proof Your Kids
Three out of four high school grads will be in debt within a year and don’t know how to accomplish real-life financial tasks like opening a bank account, buying or leasing a car, or budgeting for groceries.
How can you help your kid not be the one left standing in the dark? GravyStack! The only kids’ banking app that plays like a game, but teaches like a c-suite financial advisor (only a fun one that wears Hawaiian shirts and likes to surf).
Parents, we get it: you’re busy and swamped with everyday life. So, what can you do? Give your kids the tools that empower them to learn independently.
There’s no such thing as “too early” to begin crafting a solid financial future.
Enter your name and email above to be the first to know when GravyStack opens our private beta.









If Financial Literacy is what fuels a happy, healthy, successful life, how can we accept that 76% of kids will be financially illiterate when they leave high school? GravyStack aims to change that by meeting kids where they are - on games and having fun with friends - and flipping the script to let them truly shape the world into what it can be!
Learn more about our all-inclusive roadmap to help your kids make and manage money.
The way kids and teens learn about money is broken, and it’s not your fault. We’re here to help.
We set kids and families up to thrive in the future.
If banking was a game, it would be GravyStack.
As parents ourselves, we know you’re probably too busy to think about how to get your kids financially ready for adulthood. Perhaps you don’t know where to start. But you know one thing: your kids need to know more about money than they do right now.
That’s where GravyStack comes in. We’ve created a holistic roadmap to learning about money: how to earn it, save it, spend it, and share it for a greater impact. Every level, challenge, and mission kids complete in our app earns them Grits (our in-app currency) and cash.
GravyStack makes it safe and fun for kids to learn how to budget, manage money, set short- and long-term goals, and be the master of their future wealth. All with minimal parental involvement and zero micromanagement, nagging, or reminders.

We’re your partner to help your kids build the skills they need to be financially smart, independent, and successful in the future.
Learning about money doesn’t have to feel hard, boring, or uninspiring. At GravyStack, we’ve created a game that teaches proven principles of financial literacy with fun, real-world challenges.

The parents in our GravyStack community want the best resources to help their children prepare for adulthood, even when they don’t have the time or expertise.
Leave financial education to us. GravyStack has 100 levels of skill-building Challenges and Missions, covering all areas of financial literacy.
It’s all custom-designed by Certified Financial Planners (who collectively manage over $1 billion in wealth) in collaboration with Yu-kai Chou, renowned gamification author, speaker, and creator of the world-recognized The Octalysis Group.
What this means for parents:
- Our roadmap is built on proven financial fundamentals, which means the principles work for everyone.
- Your kids will genuinely enjoy gaming, earning, and learning on their own. Don’t be surprised when your kids start suggesting jobs around the house to do!

Built by Busy Parents for Busy Parents
Explore GravyStack with our free one-month trial. Family subscriptions are available for just $4.99/month. (That’s less than one cup of coffee and even one gallon of gas!)
Benefits for Parents
- Hands-Off Learning : Help your kids learn essential life skills through independent play
- Real Banking for Kids : Fully featured debit card, checking, and savings accounts with no international fees.
- Trusted, Safe and Private: GravyStack is built with rock-solid data privacy and cybersecurity standards.
- See Everything From Your Smartphone : Automated deposits, spending limits, and flexible parental controls – all managed from your smartphone with real-time notifications.
- No Nagging and Reminding : Built-in gamification and in-app currency ($GRITS) ensure parents don’t need to worry or wonder whether their kid is learning – it just happens.
- No More Asking You for Money : GravyStack’s alternative to allowance encourages kids to look for ways to create value instead of asking for money.
- Fully featured debit card, checking, and savings accounts with no international fees
- Rock-solid data privacy and cybersecurity
- Practical education on investing in stocks, savings habits, and charitable giving
- Automated deposits, spending limits, and flexible parental controls – all managed from your smartphone with real-time notifications
- Play-to-learn interface puts kids in charge of their money and learning experience
- Over 100 missions to unlock the Certificate of Financial Literacy
- Build a Digital Resume of 100+ life skills and badges for college and continuing education


Benefits for Kids
- Fun, Real-World Challenges: Play-to-learn interface that puts kids in charge of their money and learning.
- Earned Independence: Opportunities for kids to build trust and earn more independence and autonomy.
- Certified Skills : Tackle and complete over 100 missions to unlock the Certificate of Financial Literacy, a real certificate recognized by top educational institutions and corporate partners.
- Digital Resume : Master 100+ life skills and badges, and then share them with others when applying for college and continuing education.
- Lifetime Utility : GravyStack gets kids ready for the real world, including planned future features to save for large lifetime purchases like a car or house.
Our ecosystem makes it safe and fun for kids to learn how to budget, manage money, set short- and long-term goals, and be the master of their future wealth. Enter your mobile phone or email below to be the first to know when GravyStack opens our private beta.

Hi there, I’m Scott Donnell, the co-founder and CEO of GravyStack. I’m also a husband and father of three kids. My co-founder Travis Adams and I created GravyStack so that parents can have a trusted partner to help their kids prepare for a financially independent future. Most parents right now are way too busy to meaningfully help their kids learn how to make smart financial decisions. Perhaps they didn’t grow up learning about money management, or don’t feel qualified to teach their kids about finances. If this is you, you’re not alone.
According to research by the S&P, just 57% of U.S. adults are considered financially literate. That number goes down if you are a woman (52%) or grew up in a low-income household (47%). Merrill Lynch recently found that Boomer and Gen X parents are offering $500 billion annually in ordinary financial support to their kids – things like food, groceries, student loans, and cellphone bills. For context, that’s twice as much as surveyed parents are putting into their own retirement accounts. Yet 75% of young people crave financial independence. They want to know things like how to make enough money to reach their financial goals, how to manage a budget, and how to tell the difference between good and bad debt.
Most parents right now are way too busy to meaningfully help their kids learn how to make smart financial decisions. Perhaps they didn’t grow up learning about money management, or don’t feel qualified to teach their kids about finances. If this is you, you’re not alone. According to research by the S&P, just 57% of U.S. adults are considered financially literate. That number goes down if you are a woman (52%) or grew up in a low-income household (47%). Merrill Lynch recently found that Boomer and Gen X parents are offering $500 billion annually in ordinary financial support to their kids – things like food, groceries, student loans, and cellphone bills. For context, that’s twice as much as surveyed parents are putting into their own retirement accounts. Yet 75% of young people crave financial independence. They want to know things like how to make enough money to reach their financial goals, how to manage a budget, and how to tell the difference between good and bad debt. It’s not your fault if you haven’t figured this out in your own family. After all, there’s a lot of topics to know and teach when it comes to money. And then there’s deciding the right way to teach this information to kids in a way they’ll remember and actually use. It’s too much for most busy parents to even consider. In my experience, these lessons are best learned as early as possible in life, and not necessarily from a parent. In our previous companies, Apex Leadership Co. and My First Sale, we taught kids as young as 6 how to practice real-world entrepreneurial skills like pricing, selling, and more. We’ve helped inspire thousands of kids to start their own businesses and start earning real money with minimal parental involvement. We brought these insights into GravyStack with the very best incentive ideas from the gaming world and proven money management methods from some of the U.S.’s top financial planners and advisors. The result is a remarkable app that teaches kids how to spend, save, and share money – all without adding any more “management duties” to your plate as a parent. GravyStack is the app that I wish I had when my kids were born. Our investors and many of our team members say the same thing! We believe we can end financial illiteracy in a single generation by changing how our kids learn about, talk about, and interact with money. Money is simply a tool to create more fun, not an end in itself. Join our community of families and discover how fun “money talk” can be.

Play the Game
3 Years Experience

Get a personal Debit Card
Personalized, intractive Debit cards monitored by the parents

Earn Money
Transfer them funds anytime

Gain Independence
Freedom from Parents (who will willingly help them become self -sustainable and ready for the real world)

Get Ahead of Peers
With Real-time notification of their transactions.
What does Financial Independence look like?
It looks like generations of families discussing money topics without shame or fear. It means making mistakes in a safe environment and learning to be curious about them so they can overcome them next time rather than being blindsided by the same misstep over and over. It means using money as a tool to build the life you want rather than letting it dictate the type of life you receive. Our members couldn’t agree more!
My kids have loved the program, and learned so much, all while making money, which is so fun. We had fun brainstorming ideas, doing things together as a family, and the skills that they learn are invaluable.
Coley Arnold
I have a 5-year old and 7-year old, and they’ve built 2 businesses and made hundreds of dollars doing it. It’s AMAZING. I can’t speak highly enough about doing this because it is stuff that you don’t learn in schools. If you can teach your kids this early, it’s amazing what this will do. My boys already get it. They know what money does. They saved up to buy their own toys. They know that if they have to go to the store to buy their own toys, they have to pay for it themselves and they can!
Lance Manywounds
This app is going to be a game-changer for kids and families! Excited to get it launched into the world!
Dr. Nicole Beurkens
Clinical Pathologist
Accelerating the financial independence journey for our kids will have a huge positive impact on the world!
Lee Benson
My kids have loved the program, and learned so much, all while making money, which is so fun. We had fun brainstorming ideas, doing things together as a family, and the skills that they learn are invaluable.
Rejan Muir
I have a 5-year old and 7-year old, and they’ve built 2 businesses and made hundreds of dollars doing it. It’s AMAZING. I can’t speak highly enough about doing this because it is stuff that you don’t learn in schools. If you can teach your kids this early, it’s amazing what this will do. My boys already get it. They know what money does. They saved up to buy their own toys. They know that if they have to go to the store to buy their own toys, they have to pay for it themselves and they can!
Leandro Correo da Silva

GravyStack is the best banking app for kids, and it’s also an awesome game!
It’s a fact that when kids are interested in the material and actively participating, they learn better. Mobile games are the perfect way to reach them!
Each GravyStack game level covers a major money topic. There are 10 missions in each level that help kids master that topic.
While your kids are busy beating the villain Greedymon in an epic battle, they are learning the difference between wants and needs, setting up goals in their savings account, and helping you cut your grocery bill over 25%!
With GravyStack, you can feel good about their screen time because every game moment is powered by GravyStack’s educational game engine. Our financial experts know what kids need to succeed in the real world, and our game experts know how to keep them engaged. We give GravyStack kids the keys to change the world!